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Home Modification & Repair

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Home Modifications include any changes to an existing home that are made to help people with physical limitations live as safely and independently as possible.  Home modifications can range from a few hundred dollars for items such as installing grab bars or higher amounts for major projects.

Funding Resources for Home Modifications in Maine

Alpha One Home Retro Program - A grant provided through a collaborative agreement between Alpha One and the Maine State Housing Authority (MSHA).  It provides up to $10,000 to qualifying Maine homeowners to make modifications for a disabled resident

Alpha One Title 7 Part B Independent Living Services Program - A program provided by the Federal Government, Department of Education, and Rehabilitation Services Act, which allows for up to $5,000 to be available to qualified consumers during their lifetime to be used towards goods or services that help someone be more independent.   Examples are adaptive equipment, ramps, roll-in showers, and flashing alarms or signals

Alpha One Critical Access Ramp Program-  A program developed to quickly provide those who meet program guidelines with a high quality, moveable wheelchair ramp, which can be taken down and re-installed at various sites

Alpha One mPower Loan Program - Loans from $250 to $10,000 are available at low-interest rates, with affordable monthly payments and terms up to 20 years to fund such items as home access modifications, ramps, and stair lifts

MaineHousing’s Home Repair Program - A Home Repair program, Elderly Hardship grant and Septic Repair/Replacement loans, provides help to low-income homeowners who cannot afford necessary home repairs.  Items covered by this grant includde:

  • Accessibility improvements
  • Health and safety repairr

Rural Community Action Ministry offers low to no cost repairs tolow income individuals, families, elderly, or disabledclients by providing minor home repairs and housing rehabilitation.  The work is done by professionals and volunteers from the immediate community whowork to support and assist all of RCAM services and clients.  Towns serviced by RCAM include Buckfield, Canton, Greene, Hartford, Leeds, Litchfield, Livermore, Monmouth, Sabattus, Sumner, Turner, Wales, and Wayne

Funding Resources for Home Repairs in Maine

Alpha One Home Retro Program - A grant provided through a collaborative agreement between Alpha One and the Maine State Housing Authority (MSHA).  It provides up to $10,000 to qualifying Maine homeowners to make modifications for a disabled resident

Alpha One Title 7B Independent Living Services Program - A grant provided by the Federal Government, Department of Education, and Rehabilitation Services Act, which allows for possible $5,000 to be available to qualified consumers during their lifetime to be used towards adaptive equipment, ramps, roll-in showers, and flashing alarms or signals

Alpha One mPower Loan Program - Loans from $250 to $10,000 are available at low-interest rates, with affordable monthly payments and terms up to 20 years to fund such items as home access modifications, ramps, and stair lifts

E-Z Fix Program (Eastern Area Agency on Aging - Penobscot, Hancock & Washington Counties)  EZ Fix is a fee-for-service program available to seniors over 50 and people with disabilities.For $20 an hour, a handyman or housekeeper will come to your home and clean or make minor repairs.  The money raised supports low-income seniors who need help but can’t afford to pay the full rate. For them, we have a sliding fee based on their income.

Maine Keeping Seniors Home Keeping Seniors Home is a program designed to assist Maine’s low-income elder homeowners age 60+ remain in their own homes as long as they choose to, and are able to do so.  The program helps income-eligible homeowners and tenants determine the causes of their heat loss and energy deficiencies through energy audits, and provides assistance with renovation and repairs to solve these problems.  The Weatherization program provides home energy audits and testing.  Once energy testing has been completed, the Weatherization Program can also provide assistance for purchases and installs of many types of energy conservation materials, such as the insulation of walls or attics and door repairs.  Core services include:

Energy Conservation
Home Safety Assessments
Home Safety Falls Risk Prevention and Education
Home Safety Fire Risk Safety and Education
Home Modifications for Accessibility
Home Repair
Connections to other resources to help maintain independence

MaineHousing’s Home Repair Program is a Home Repair grant, Elderly Hardship grant and Septic Repair/Replacement loans used to provide help to low-income homeowners who cannot afford necessary home repairs.  Items covered by this grant include:

o   Well and septic repairs or replacements

o   Heating and electrical system repairs

o   Roof and chimney repairs

o   Lead paint mitigation

o   Repair or replacement of windows, doors, and siding

o   Energy efficiency improvements

o   Accessibility improvements

o   Health and safety repairs

MaineHousing’s Lead Hazard Control Program provides 0% deferred forgivable loans (interest free with no monthly payments) to landlords, and grants to single-family households, in an effort to make lower-income homes in Maine lead safe.  Making homes lead safe may involve paint removal or stabilization, and window and door replacement

(Information obtained from the Maine Housing website www.mainehousing.org)

MaineHousing’s Weatherization Program provides grants to low-income homeowners and renters to reduce energy costs by improving home energy efficiency.  Weatherization improvements may include insulation, weather-stripping, caulking, and some safety-related repairs. Central Heating Improvement Program (CHIP) grants may be used to repair or replace central heating systems www.mainehousing.org

MaineHousing’s Central Heating Improvement Program(CHIP) provides grants to repair or replace central heating systems that serve low-income households.
CHIP funds may be used only to repair or replace dangerous, malfunctioning or inoperable heating systems that pose a threat to health and safety www.mainehousing.org

Rural Community Action Ministry offers low to no cost repairs tolow income individuals, families, elderly or disabledclients by providing minor home repairs and housing rehabilitation.  The work is done by professionals and volunteers from the immediate community whowork to support and assist all of RCAM services and clients.  Towns serviced by RCAM include Buckfield, Canton, Greene, Hartford, Leeds, Litchfield, Livermore, Monmouth, Sabattus, Sumner, Turner, Wales, and Wayne                                                                                

Western Maine Community Action Home Repair Loan Program helps income eligible applicants with the cost of repairing and making improvements to their home, at an interest rate of 3-5%. The minimum loan amount is $2,000. A $50 fee is required for a credit report, as well as an origin fee from $300 to $500.Both of these fees can be rolled into the loan, meaning they do not have to be paid up front.

The Opportunity Alliance Programs:

The Opportunity Alliance Home Repair Loan provides zero interest, deferred, forgivable loans to finance health and safety repairs for income eligible homeowners.  Eligible repairs include roofs, heating systems, windows, electrical, chimneys, septic systems, and other repairs necessary to bring a home to federal and state health and safety codes

The Opportunity Alliance Plumbing Assistance Program is administered by The Opportunity Alliance with funding from Portland Water District.  This program helps income qualifying homeowners in Portland repair leaks and install water efficient devices in their homes

The Opportunity Alliance DPG/AGST is the Above Ground (Fuel) Storage program. This program is funded by the Maine Department of Environmental Protection and replaces leaking or non-code conforming above ground fuel oil tanks. The program provides grants and low-interest loans to income eligible homeowners.

The Opportunity Alliance Central Heating Improvement Program (CHIP) provides grant funds to repair or replace malfunctioning heating systems. Priority is given to those households that have no heat during the winter heating season. In order to qualify, a person must first apply for LIHEAP fuel assistance and be certified as income eligible. CHIP funds can also be used to repair or replace fuel oil storage tanks and chimney liners

The Opportunity Alliance Weatherization Program Must be a certified LIHEAP eligible household to qualify. The Weatherization Program provides a home energy audit, attic and wall insulation, and other energy-saving measures that reduce home heating costs. Priority is given to households with elderly or disabled members and to families with children under 24 months

York County Community Action offers a range of fuel and energy assistance programs to help eligible households stay warm in the winter, stay cool in the summer, and stay “connected” throughout the year.  We can help with insulation, home repairs, and emergency furnace repairs.  For more information, or to find out if you are eligible, contact Energy Services at (207) 324-5762, and select Option 8 , or (toll-free in York County) (800)965-5762, and select Option 8 

Washington Hancock Community Agency House and Home can provide assistance with home repair, weatherization, lead hazard control, tank & pipe replacement, and heating system upgrades to qualifying individuals

Home Repair Supplies Available at Reduced Cost

Maine Housing and Building Materials Exchange provides building materials to low-income families at reduced prices.  Anyone is welcome to shop at the Building Materials Exchange. Low- and moderate-income individuals and families receive a significant discount on already low prices. Just bring in proof of your income (a copy of your most recent tax return is best) and start shopping.  Store is located at 102 Lisbon Street, Lisbon, Maine.  Phone (207)636-7670 or Maine Housing and Building Exchange www.mainebme.org

Habitat for Humanity Re-Stores are located in the towns of Ellsworth, Bangor, Topsham, Portland, and Kennebunk.  The stores offer donated new and gently used building materials, appliances and furniture at greatly reduced prices.  Some Habitats also have volunteer home repair efforts.  Habitat for Humanity website www.habitat.org)

Call the ADRC if you need a home repair or modification referral in your area at 1-877-353-3771.